HOME LOANS AT RATES YOU'LL LOVE

Loans available with no-points, no origination fees!

*New Home Loans

*Refinance

*Home Equity Lines of Credit

*Foreclosure Bailouts

I specialize in matching home buyers and home owners with the right loans to fit their needs and capabilities. I am committed to providing the highest quality service available anywhere. Call me today to learn more about how I can help you buy your new home, get cash for that remodel, or to refinance into a better rate.

Let me show you how I can beat the rates offered to you by your local bank or credit union.

See those mortgage rates below from Freddie Mac???

Do you want rates better than what Freddie Mac reports?

Every time!      Call or email me...

Let me show you how I can beat the rates offered to you by your local bank or credit union

Why can't my bank do better?

If you walk into your local bank or credit union, you probably won't be getting the best home loan or refinance at the lowest cost.  After all, they can only offer you what they have.  I work with hundreds of programs and lenders and offer virtually any loan program there is.

A mortgage broker works with the same lending institutions you do (and many others) and can usually get a better rate and/or lower costs.  Why?  The banks are able to give me low pricing on home loans because I don't cost them anything in overhead.  No health benefits, no air conditioning, no employee picnics.

AND, I work with many lenders you may never have heard of; lenders who work primarily with mortgage brokers, offer great rates at good prices and are as reliable as any bank.

If you don't have perfect credit the bank doesn't want to deal with you. I have access to many lenders who specialize in helping people with less than perfect credit.

An excerpt from this week's Freddie Mac weekly rate survey:

""After Federal Reserve actions to increase liquidity in the mortgage market, interest rates for fixed-rate mortgages (FRMs) took a dive," said Frank Nothaft, Freddie Mac vice president and chief economist. "This week's decline was the largest since the week of November 27th, 1981, and 30-year FRM rates are now almost a full percentage point lower since the last week in October.

california home loan services

DONALD BROWN

2001 Gateway Place, Suite 455E

San Jose, CA 95110

Telephone (408) 350-0673

Toll free: (866) 522-9225 x 673

Email: DonaldBrown@Kathdonloans.com